Get the card
Credit and rewards for creators

The creator cardthat makes influencespendable.

Shop with your Monyo card. Post your creator moments. Earn cashback, points, and access in one place.

Check eligibility See how it moves
Sky blue InstaMonyo creator cardMint InstaMonyo creator cardNavy InstaMonyo creator card
Creator credit Smart controls Real rewards
MONYO SCORE*SMART CARD CONTROLS*GLOBAL PAYMENTS*CREATOR CREDIT*CASHBACK + REWARDS*
Monyo cardEarn globally
Smart walletTrack every move
Monyo ScoreBuild your profile
Card controlsSecurity in-app
Reward pointsEarn on activity
Tap to payFast checkout
The big idea

Likes are nice.
Living is better.

Monyo connects what happens on your feed with what happens beyond it. No beige banking energy. No pretending influence is not valuable.

Monyo creator smiling in a colorful painted collage+*YOUR WORLD
JUST GOT
BIGGER
How it works

Three moves.
One good loop.

01

Buy

Use your Monyo card for qualified purchases at partner brands already in your world.

02

Post

Share authentic experiences in your own voice and let verified activity move with you.

03

Earn

Unlock cashback, partner access, reward points, and a stronger Monyo Score.

01 Creator Marketplace

Creator Marketplace

Discover products from partner brands, create content, and unlock cashback opportunities.

Explore drops
Creator marketplace preview
Cashback up to60%More saves this week
BBeautyFFashionFFoodTTech+ More categories
02 Campaign Marketplace

Campaign Marketplace

Apply to brand campaigns, collaborate with companies, and earn from your content performance.

View campaigns
Active Campaigns
BeautyGlowBeauty launch$500 est.
FashionStreetwear dropApply
FoodHealthyBites collabApply
+ More campaigns
Up to32%Higher earnings
InstaMonyo rewards card in a denim pocket with reward benefitsEVERY SWIPEMORE REWARDS
Unlock the power of your influence

Earn cashbackup to 100%.

Your life as a creator just got even better. With InstaMonyo, qualified purchases and authentic content work together in one rewarding loop.

1Kmeaningful comments
100reward points
Apply now
✦ AI POWERED

Monyo OSAI-powered Card

Agentic finance for creators and brands.

Spend, signals, campaigns, rewards.

OS summary•••
$12,871.23✦ Rewards: $248

AI Campaign
Builder

↗

Launch smarter campaigns
with AI in minutes.

12K+creators

Signals

DMsCommentsRewards

Creator AI

✦

Next move ready

Review first

Brand AI

✦

Campaign idea

Approve brief
✦

Monyo OS

AI reads signals, suggests actions, and keeps creators and brands in control.

↗
Choose your good stuff

Rewards should look
like your life.

01

Stay. Fly. Cash back.

Turn qualified travel, hotel, dining, and flight moments into richer creator rewards.

Unlock it
Travel perks
250K+global reward moments
InstaMonyo loyalty partners

The names you love.
The access you earned.

Partner brands bring exclusive discounts, perks, and privileges to eligible InstaMonyo cardholders across travel, fashion, dining, and flights.

01Travel partner02Travel partner03Fashion partner04Fashion partner05Dining partner06Dining partner07Flights partner08Flights partner
ELITE CREATORS
TURN INFLUENCE
INTO FREEDOM
Social power, real rewards

Where your influence
pays off.

Globally acceptedUse your card wherever eligible card payments are accepted.
Track expensesSee activity, rewards, and your creator economy in one place.
No minimum balanceA card experience shaped for the way independent creators work.
In-app controlsManage card activity and access from one secure dashboard.
Check eligibility
For influencers, by influencers

A community with
range.

From fashion to food and technology, Monyo is made for distinct voices building real communities in their own way.

01
Aimee SongFashion influencer
02
Danielle BernsteinFashion influencer
03
Julie SariñanaFashion influencer
04
Olivia PalermoFashion influencer
This is your Monyo Score

Your reward life,
made visible.

Engagement, consistency, and eligible activity help shape your score. Give the demo post some love and watch it move.

M
@yourhandleSomewhere excellent
...
Creator using InstaMonyo chat on mobile
InstaMonyo rewards profile
YOUR SCORE724
126 points to the next level
Verified activity 3.2x reward rate $40,500 balance
Everything in one place

The app that keeps
your world moving.

  • Track your Monyo Score
  • Discover fresh rewards
  • See eligible activity
  • Freeze and control your card
Coming soon to your pocket
Monyo creator using a phone in a colorful painted collage
InstaMonyo mobile app previewTRACK ITCONTROL ITREDEEM IT
AI POWERED

Smart creator matching.

AI connects creators with the right cashback, brand rewards, and growth opportunities.

Brand fit Realtime insights Growth tools
Your passport to global rewards

Stay. Fly. Dine.
Almost anywhere.

Explore the regions where the Monyo partner world is growing with live reward pins, country icons, and animated travel paths.

Stays
Flights
Dining
AmericaEuropeAfricaAsiaOceania
Europe marketAlbania

Dining access is lighting up for creators as the Monyo partner map grows.

InstaMonyo rewards universe

Rewards, perks,
privileges & cashback.

Every qualified swipe, post, and creator moment can turn into something useful: access, stays, drops, dining, travel, and money back.

01
Fashion perksStyle that pays back
02
Buy. Post. Earn.
CashbackBuy. Post. Earn.
03
Creator dropsPerks in motion
04
Fitness access
Fitness accessFitness access
05
Privilege loopMore than points
06
Points to Europe
Travel perksPoints to Europe
07
Vacation is calling
Stay rewardsVacation is calling
08
Cashback momentsSwipe into rewards
09
Hello holidays
Flight perksHello holidays
10
Qualified stays
Luxury staysQualified stays
Scroll sidewaysTap a cardWatch the loop
A card designed around your creator economy.

Make your influence
work harder.

Get the Monyo card
Creator using a phone